Our Methodology

At Ba-Ltd, our primary aim is to assist you in the making of smart decisions about your money. We use a carefully thought out and methodical consulting process to get an idea of what type of plan will keep you on the financial wellbeing course.

Harvesting

Harvesting in this context is all about see what makes you tick financially. It’s about how you look at the concept of risk, what you want to do in the future and how any existing investments or portfolios can be integrated. Harvesting takes place during our initial consultation but you should always be aware that Harvesting is something that will feature prominently in our professional relationship. Chances are, we will never stop learning about you because life changes constantly.

In order to expedite this part of the process, it would be best to have the following items available:

  • The last 2 years’ tax returns
  • Bank statements, portfolio quarterly or monthly reports
  • Mortgage, Loan, Credit Card statements
  • Any will documents

Strategic Planning

The aim of this meeting is to arrive at the strategic plan upon which all our work together will be based. Because of our predilection for long-term professional relationships with clients, we encourage you to invest the time necessary to reflect upon the plan and to be completely comfortable with it prior to embarking on the next step.

Implementation

This meeting finds us ready to make a mutual decision: namely the manner in which best to proceed. The culmination will be a commitment to each other that will see us embark on the mission to achieve your goals.

We will expect questions and will devote as much time as you need to ensure that you fully understand the recommendations we make.

Regular Review Meetings

These meetings provide you with the chance to review our performance and us with the opportunity to review any major changes in your personal or financial situation since our last meeting and determine if these changes demand amendments to your investment plan.

We will also review your overall progress towards your long-term financial goals.
Depending on your situation, these steps may be combined.



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